DireWolf Express - Pet Protection Plans
Traveling your DireWolf Dog home to you is an exciting time. You long for the moment when your precious tail-wagging friend finds its way into your arms. Hugs and kisses make the wait worth it! But, traveling a dog to a new location has its hazards, as well, and it is always good to be prepared for anything that might occur. Your DireWolf Dog's safety is our priority. That is why we created this comprehensive guide to pet travel protection plans for your convenience and piece of mind.
The DireWolf Express holds both business and car insurance through Safeco Insurance, as well as maintains an active AAA membership. Your puppy has some protection from accidents through those insurance services as it travels to you.
However, if you are sending your DireWolf Dog on the DireWolf Express, there are certain health risks that make pet insurance well worth your consideration. Ground transportation is more favorable for pet travel safety than traveling as air cargo, but there are still some considerations that might affect your new dog.
- Motion sickness
- Increased stress levels
- Unexpected injuries
- Acts of nature
When making transportation arrangements for your DireWolf Dog through DireWolf Express, you can breathe a sigh of relief because we have done the research for you.
NOTE: Pet travel insurance doesn’t cover sick pets or natural illnesses that may occur in transit. Nor do these policies cover ongoing health problems caused by an incident mid-transport that develop later on. That is the reason why we recommend adding a pet insurance that covers more than travel.
The following pet insurance companies may fit your needs for the life of your pet, but will also protect your pet during transport. Weigh the pros and cons carefully before considering them. We do not receive an endorsement from any company, so these are just suggestions based on our the findings we have researched.
Bivvy 855-434-3744
Provides pet insurance coverage for $10 per month for all cats and dogs regardless of age, size, sex or breed.
Quote: $10/mo
Annual Limit: $1,000, not adjustable
Lifetime Limit: $25,000, not adjustable
Deductible Amount: $250 annually, not adjustable
Reimbursement Percentage: 80%, not adjustable
Coverage: Exams, diagnostics, prescriptions, dental care in case of injury, and alternative treatments for accidents, injuries, and illnesses, including hereditary, congenital, and chronic conditions. Covers pets within the United States only.
Does Not Cover: Routine or wellness care
Convenience: Offers paperless claims, but not direct deposit of reimbursements or a telemedicine hotline.
Companion Protect 800-304-9930
Similar to human health insurance, provides network pet insurance offering lower per visit deductibles and direct-to-vet payments for “in-vetwork” care, while also providing “out-of-vetwork” benefits.
Quote: $44.99/mo The policy continues, month-to-month, until cancelled by either party or the lifetime benefit is reached. Unlike all other policies, this insurance company's premium will not reset each year.
Annual Limit: No limit, not adjustable
Lifetime Limit: $100,000, not adjustable
Deductible Amount: $50 per visit for in-vetwork providers and $100 per visit for out-of-vetwork, not adjustable
Reimbursement Percentage: 90% for in-vetwork providers and 80% for out-of-vetwork, not adjustable
Coverage: Exams, diagnostics, prescriptions, dental care in case of injury, and alternative treatments for accidents, injuries, and illnesses, including hereditary, congenital, and chronic conditions. Includes one or two complimentary wellness exams, depending on the age of the pet, with an in-vetwork provider. Covers pets within the United States only.
Does Not Cover: Routine or wellness care, other than the complimentary wellness exams.
Convenience: Offers paperless claims, but not direct deposit of reimbursements or a telemedicine hotline.
Other: Some covered services, including surgeries and those in excess of $2,500, require prior approval, except in emergencies.
Embrace 800-660-8726
Provides plan customization with adjustable annual and lifetime limits, deductibles, and reimbursement percentages. Also distinguishes between curable and incurable pre-existing conditions, covering curable conditions after 12 months with no symptoms or treatment.
Quote: $29.29/mo
Annual Limit: $30,000, adjustable ($30,000 max)
Lifetime Limit: No limit, not adjustable
Deductible Amount: $500 annually, adjustable
Reimbursement Percentage: 80%, adjustable
Coverage: Exams, diagnostics, prescriptions, dental care, and alternative treatments for accidents, injuries, and illnesses, including hereditary, congenital, and chronic conditions. Covers pets worldwide.
Does Not Cover: Routine or wellness care
Optional Riders: Routine and wellness care, including routine vet visits, vaccinations, teeth cleaning, grooming, prescription diets, and more ($18.75-52.09/mo)
Convenience: Offers paperless claims, direct deposit of reimbursements, and a telemedicine hotline.
Other: Embrace reduces your annual deductible $50 each year you don’t receive a claim payment.
Figo 844-869-7028
Provides the most plan customization with adjustable annual and lifetime limits, deductibles, and reimbursement percentages, as well as separate coverage for exam fees and rehabilitation treatments.
Quote: $18.20/mo
Annual Limit: No limit, adjustable
Lifetime Limit: No limit, adjustable
Deductible Amount: $500 annually, adjustable
Reimbursement Percentage: 80%, adjustable
Coverage: Diagnostics, prescriptions, dental care in case of injury, and alternative treatments for accidents, injuries, and illnesses, including hereditary, congenital, and chronic conditions. Covers pets in the United States, Puerto Rico, and Canada.
Does Not Cover: Routine or wellness care
Convenience: Offers paperless claims, direct deposit of reimbursements, and a telemedicine hotline.
Other: Coverage for exam fees could be added to Myles’ policy for an additional $3.09/mo and rehabilitation coverage would be an additional $0.50 per month.
Healthy Paws 855-898-8991
In addition to offering pet health insurance, Healthy Paws operates a foundation that helps pet parents handle the expense of their pets’ medical treatments and assists animal rescue organizations to help the many sick pets in their care.
Quote: $20.12/mo
Annual Limit: No limit, not adjustable
Lifetime Limit: No limit, not adjustable
Deductible Amount: $500 annually, adjustable
Reimbursement Percentage: 80%, adjustable
Coverage: Diagnostics, prescriptions, dental care in case of injury, and alternative treatments for accidents, injuries, and illnesses, including hereditary, congenital, and chronic conditions. Covers pets in the United States and Canada.
Does Not Cover: Exam fees or routine or wellness care
Convenience: Offers paperless claims and direct deposit of reimbursements, but not a telemedicine hotline.
Nationwide 888-899-4874
The quote below is for the company’s defined benefit insurance plan. They also offer a Whole Pet with Wellness plan that provides a $250 annual deductible, unlimited annual benefits, and 90% reimbursement percentage.
Quote: $25.46/mo
Annual Limit: No limit, not adjustable
Lifetime Limit: No limit, not adjustable
Deductible Amount: $250 annually, not adjustable
Reimbursement: Set out in their benefits table, not based on the actual veterinary costs
Coverage: Exams and diagnostics for accidents, injuries, and illnesses, are set at the defined benefit rate. Prescriptions are also covered. Covers pets worldwide.
Does Not Cover: Most hereditary and congenital conditions.
Optional Riders: Routine and wellness care ($43.46/mo), dental, and alternative treatment riders are also offered
Convenience: Offers paperless claims, direct deposit of reimbursements, and a telemedicine hotline.
Other: Also offers an accident plan which features a $10,000 annual limit, $250 deductible, 90% reimbursement, $500 per incident limit, and no annual limit for $9 per month.
Pets Best 877-738-7237
Provides plan customization with easy claim submission and free direct deposit of reimbursements.
Quote: $18.56/mo
Annual Limit: No limit, adjustable (choose either $5,000 or no limit)
Lifetime Limit: No limit, not adjustable
Deductible Amount: $500 annually, adjustable
Reimbursement Percentage: 80%, adjustable
Coverage: Exams, diagnostics, prescriptions, dental care, and some alternative treatments for accidents, injuries, and illnesses, including hereditary, congenital, and chronic conditions. Covers pets in the United States, Puerto Rico, and Canada.
Optional Riders: Two levels of routine and wellness care coverage are offered at $16 and $26 per month.
Convenience: Offers paperless claims, direct deposit of reimbursements, and a telemedicine hotline.
Other: Offers an accident plan (quote for Myles was $10.52/mo) which features a $100 deductible, 80% reimbursement, $500 per incident limit, and no annual limit.
Pet Partners 866-774-1113
Offers the most customizable pet insurance options.
Quote: $22.13/mo (Custom Plan)
Annual Limit: No limit, adjustable
Lifetime Limit: No limit, not adjustable
Deductible Amount: $500 annually, adjustable
Reimbursement Percentage: 80%, adjustable
Coverage: Diagnostics, prescriptions, dental care in case of injury, and alternative treatments for accidents and injuries. Covers pets in the United States and Canada.
Optional Riders: Exams ($3.51/mo), routine and wellness care ($17 or $29/mo), and hereditary and congenital conditions ($2.72/mo) can all be included with separate riders.
Convenience: Offers paperless claims, direct deposit of reimbursements, and a telemedicine hotline.
Other: Offers a Basic Plan for accidents and injuries (quote for Myles was $10.52/mo) which features a $100 deductible, 80% reimbursement, $500 lifetime incident limit, and no annual limit. Also offers supportive coverage for expenses incurred when having to say goodbye to your beloved pet for $2 per month.
Fetch by the Dodo 844-857-5059
Fetch by the Dodo includes unique benefits, like coverage for behavioral therapies, vacation cancellation, and boarding fees for your pet if you are hospitalized.
Quote: $28.32/mo
Annual Limit: No limit, adjustable
Lifetime Limit: No limit, not adjustable
Deductible Amount: $500 annually, adjustable
Reimbursement Percentage: 80%, adjustable
Coverage: Exams, diagnostics, prescriptions, dental care, and alternative treatments for accidents, injuries, and illnesses, including hereditary, congenital, and chronic conditions. Covers pets in the United States and Canada.
Does Not Cover: Routine or wellness care.
Convenience: Offers paperless claims and a telemedicine hotline, but not direct deposit of reimbursements.
Other: Reduces your renewal premium by 15% for every 12-month period that your pet goes without a paid claim, up to 30%.
Trupanion 855-210-8749
Trupanion’s deductibles are “per condition” rather than annual. That means if your pet develops diabetes, for example, you will pay the costs of his care until you meet your deductible before the insurance benefits kicks in, but then you’ll never have to pay a deductible for any treatment he receives related to diabetes for the rest of his life — as long as you’re insured by Trupanion. That also means, if your pet develops several conditions in a short amount of time, you could end up paying several deductibles during the same year.
Quote: $34.31/mo
Annual Limit: No limit, not adjustable
Lifetime Limit: No limit, not adjustable
Deductible Amount: $500, adjustable
Reimbursement Percentage: 90%, not adjustable
Coverage: Diagnostics, prescriptions, and dental care in case of injury for accidents, injuries, and illnesses, including hereditary, congenital, and chronic conditions. An optional Recovery and Complementary Care Rider ($3.74/mo) covers physical therapy, acupuncture, hydrotherapy, chiropractic care, behavioral modification therapy, homeopathy, and naturopathy. Covers pets in the United States, Puerto Rico, and Canada.
Does Not Cover: Exams or routine or wellness care.
Convenience: Offers paperless claims and direct deposit of reimbursements, but not a telemedicine hotline.
Other: Trupanion does not factor in your pet’s age when determining your annual premium. Additional coverage is available with the Pet Owner Assistance Package ($4.95/mo) for third party property damage liability, advertising and reward if your pet is lost or stolen, boarding fees if you are hospitalized, vacation cancellation costs, and cremation or burial.